Zhong Guo Jin Rong Xin Xi Wang·2025-09-30 10:41Core Viewpoint - The company emphasizes the importance of technology in national strength and aims to enhance its financial services for technology-driven enterprises, promoting a comprehensive financial service system that aligns with high-level technological self-reliance and national development goals [1] Group 1: Top-Level Design and Governance - The company has revised its articles of association to optimize the strategic committee's role, aligning its governance structure with national strategic deployments [2] - A Technology Finance Committee has been established to enhance organizational structure and create an efficient four-level working mechanism [2] - By June 2025, the company plans to implement action measures focusing on organizational optimization, credit service upgrades, and enhancing collaborative efficiency [2] Group 2: Launching "Jiaoyin Science and Technology Innovation" - The company has introduced the "Jiaoyin Science and Technology Innovation" brand, integrating resources to support technology enterprises throughout their lifecycle [3] - A "4+3" service model has been created, including four major product systems to address financing challenges for technology enterprises [3] - The company has developed a proprietary evaluation model for technology enterprises, which is applied across the organization to enhance marketing and risk management processes [3] Group 3: Differentiated Credit Service System - The company has tailored its "Kechuang Yidai" product line to meet the needs of enterprises at different growth stages, promoting an "active credit" innovation model [4] - By June 2025, the company's technology loan balance is expected to exceed 1.5 trillion yuan, supporting over 63,700 enterprises [4] Group 4: Direct Financing Support - The company leverages its full-license advantages to facilitate direct financing for technology enterprises, collaborating with national-level funds [5] - By June 2025, the total financing scale of the company's technology finance is projected to surpass 1.7 trillion yuan [5] Group 5: Local Implementation and Collaboration - The company is actively promoting the implementation of technology finance at the local level, establishing specialized organizations in branches to enhance service delivery [6] - It has set up nearly 100 technology branches and specialized institutions to focus on key industries such as integrated circuits and artificial intelligence [7] - The company provides cross-border financing services to support technology enterprises' international operations and investments [7]