Zhong Guo Jin Rong Xin Xi Wang·2025-09-30 11:53Core Insights - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively implementing national inclusive finance policies to alleviate financing difficulties for enterprises and support the "Yushang Return" initiative [1][2] - As of August 2025, the bank's inclusive loan balance exceeded 4.9 billion yuan, playing a crucial role in promoting stable local economic growth [1] Group 1: Financial Products and Services - The bank has introduced a series of innovative financial products tailored for enterprises in key industrial parks, including the "Purchase and Construction Loan" to support equipment purchases and factory construction [1] - The "Industrial e-Loan" product has been launched to meet the daily operational funding needs of enterprises, allowing for flexible borrowing and repayment [1] - By August 2025, the bank had issued nearly 600 million yuan in inclusive loans to park enterprises, benefiting over 200 small and micro enterprises [1] Group 2: Support for Local Enterprises - The bank is responding to the Yulin municipal government's "Yushang Return" initiative by actively engaging with local enterprises to assess their financing needs and providing tailored financial services [2] - The introduction of the "Huiqi Loan" product system aims to facilitate access to financing for small and micro enterprises, with a loan balance exceeding 60 million yuan as of August 2025 [2] - The bank has established a green channel for loan renewals, enhancing approval efficiency and providing timely financial support to enterprises [2] Group 3: Service Innovation - The bank has expanded its service offerings by launching new products such as "New Generation Business Quick Loan," "Chain Group Transaction e-Loan," and "Cluster Merchant e-Loan" to address diverse financing needs [2] - The combination of online and offline services for loan renewals aims to streamline processes and improve customer experience [2] - The bank's commitment to addressing the challenges of high financing costs and difficulties reflects its responsibility as a state-owned financial institution [2]