重磅新规落地！账户医疗险分红健康险来了

Core Viewpoint - The new regulatory guidelines issued by the Financial Regulatory Bureau on September 30 aim to enhance the role of health insurance in the national health security system by 2030, introducing significant innovations in commercial health insurance [1] Group 1: Regulatory Developments - The guidelines outline the overall development strategy and phased goals for health insurance in the near future [1] - Key innovations discussed include account-based medical insurance and dividend health insurance, which expand the business forms and scope of commercial health insurance [1] Group 2: Industry Impact - The guidelines are expected to have a significant impact on commercial health insurance, addressing previously discussed points with industry regulators [1] - There is an emphasis on increasing the proportion of health management in net premiums, indicating a shift towards more comprehensive health insurance products [1]