华商基金：深耕养老金融 赋能个人养老金高质量发展

Group 1 - The core viewpoint emphasizes the importance of developing high-quality financial services, particularly in the areas of technology finance, green finance, inclusive finance, pension finance, and digital finance, as highlighted in the 2023 Central Financial Work Conference and the 2024 government work report [1] - Huashang Fund is actively positioning itself in the pension finance sector by building a systematic product system, professional investment research, and a full lifecycle service concept to provide scientific and stable pension asset allocation solutions [1][2] - The company aims to contribute to the construction of a multi-pillar pension insurance system through its offerings [1] Group 2 - Huashang Fund became one of the first domestic fund managers to add Y-type pension target funds in November 2022, focusing on a diversified product system that caters to different retirement goals, risk preferences, and investment horizons [2] - The investment approach combines quantitative analysis with qualitative research, emphasizing strategic and tactical asset allocation to optimize risk and return across various market cycles [2] - The pension product management team is experienced, and the investment strategy aims to maintain strong risk resistance and sustainable return potential in complex market environments [2] Group 3 - Looking ahead, Huashang Fund plans to deepen product innovation and service upgrades while promoting a long-term investment philosophy among investors [3] - The company will leverage digital transformation and financial technology to enhance service efficiency and improve investor experience [3] - Huashang Fund is committed to providing high-quality pension solutions and contributing to the construction of a multi-level pension security system in line with the societal vision of ensuring care and support for the elderly [3]