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安徽合肥发布住房公积金新政 首套房认定放宽
Xin Hua Cai Jing·2025-10-01 06:45

Core Viewpoint - Hefei City Housing Provident Fund Management Committee has announced new policies to optimize housing provident fund loan policies to better meet residents' rigid housing needs and diverse improvement housing demands [1] Group 1: Policy Changes - The recognition standard for first-time homebuyers has been optimized, allowing borrowers whose families have cleared their first housing provident fund loan nationwide and have no property in the purchase area to apply for first-time homebuyer policies [1] - The combined loan policy has been optimized, with the public housing fund loan for new commercial housing not exceeding 80% of the total housing price, and the public housing fund loan for affordable housing not exceeding 85% of the total housing price [1] - For second-hand housing, the public housing fund loan cannot exceed the maximum loan amount corresponding to the age of the house [1] Group 2: Implementation Details - The new policies will take effect from the date of publication and will remain valid for five years [1]