8月末长三角本外币贷款余额同比增长8.7%

Core Insights - The total loan balance in the Yangtze River Delta region reached 75.43 trillion yuan at the end of August, with a year-on-year growth of 8.7%, which is a decrease of 0.3 percentage points compared to the previous month [1] - The balance of RMB loans was 74.56 trillion yuan, showing a year-on-year increase of 8.9%, down 0.4 percentage points from the previous month [1] - Foreign currency loans amounted to 122.4 billion USD, reflecting a year-on-year decline of 6.3%, but the growth rate increased by 4.1 percentage points compared to the previous month [1] Loan Analysis - In August, RMB loans increased by 110.8 billion yuan, which is 253.6 billion yuan less than the same month last year [1] - Household sector loans rose by 2.3 billion yuan, which is a decrease of 69.6 billion yuan year-on-year; short-term loans decreased by 2.4 billion yuan while medium to long-term loans increased by 4.6 billion yuan [1] - Corporate loans increased by 120 billion yuan, which is 161.2 billion yuan less than the same month last year; short-term loans increased by 30.5 billion yuan while medium to long-term loans rose by 113 billion yuan [1] - Non-bank financial institution loans decreased by 14.8 billion yuan, which is a larger decline of 13 billion yuan year-on-year [1] - Foreign currency loans increased by 2 billion USD, which is an increase of 5.8 billion USD year-on-year [1] Deposit Analysis - The total deposit balance in the Yangtze River Delta region reached 85.11 trillion yuan at the end of August, with a year-on-year growth of 8.7%, which is an increase of 0.2 percentage points compared to the previous month [1] - The balance of RMB deposits was 82.3 trillion yuan, showing a year-on-year increase of 8.5%, up 0.3 percentage points from the previous month [1] - Foreign currency deposits amounted to 39.64 billion USD, reflecting a year-on-year growth of 15.1%, but the growth rate decreased by 1.5 percentage points compared to the previous month [1] Monthly Deposit Changes - In August, RMB deposits increased by 489.1 billion yuan, which is 193.2 billion yuan more than the same month last year [2] - Household sector deposits rose by 23.6 billion yuan, which is a decrease of 154 billion yuan year-on-year [2] - Non-financial enterprise deposits increased by 21.3 billion yuan, which is an increase of 19 billion yuan year-on-year [2] - Fiscal deposits decreased by 5.2 billion yuan, which is a larger decline of 80.9 billion yuan year-on-year [2] - Non-bank financial institution deposits increased by 360.1 billion yuan, which is an increase of 307.9 billion yuan year-on-year [2] - Foreign currency deposits increased by 4.8 billion USD, which is a decrease of 3.8 billion USD year-on-year [2]