Group 1 - The China Everbright Bank Dandong Branch was fined 500,000 yuan due to serious deficiencies in the "three checks" of loans, and the manager, Sui Xiaoming, was disqualified from senior management for three years [1][2] - In recent years, China Everbright Bank has faced multiple regulatory penalties, with total fines amounting to 7.289 million yuan in 2023 and over 22 million yuan in 2024 [2] Group 2 - China Everbright Bank, established in August 1992, is one of the 12 national joint-stock commercial banks approved by the State Council and the People's Bank of China, headquartered in Beijing [3] - The bank's revenue has been declining since reaching a peak of 152.751 billion yuan in 2021, with year-on-year decreases of 0.73%, 3.92%, and 7.05% from 2022 to 2024, resulting in a revenue of 135.415 billion yuan [3] - In the first half of 2025, the bank reported operating income of 65.918 billion yuan, a year-on-year decline of 5.57%, and net profit of 24.622 billion yuan, a slight increase of 0.53% [3] - The bank's asset quality showed an increase in non-performing loans to 50.915 billion yuan, with a non-performing loan ratio of 1.25% and a provision coverage ratio of 172.47%, down 8.12 percentage points from the previous year [3] Group 3 - As of June 30, 2025, China Everbright Bank had 1,321 branches in China and 7 overseas branches [4] - The bank's stock performance has been poor, declining approximately 24% from a high of 4.42 yuan per share on July 10 to 3.36 yuan per share by September 30 [4]
光大银行再收罚单!公司营收三连降