FICO CEO says FICO scores will cost less, benefit consumers

Oo shares rallying today. The company says it will license its credit scores directly to mortgage resellers, effectively bypassing credit bureaus. Federal housing director Bill Py tweeting that quote, "Increased competition makes the market safer, sounder, and more cost-effective." Joining us this morning exclusively is FICO CEO Will Lancing.Will, welcome back. Good to have you again. >> Thank you.>> Um, can you talk about the motivation for the move. We can we can kind of guess. >> And your guess would be ...