
Core Viewpoint - Unity Bancorp (UNTY) is anticipated to report a year-over-year increase in earnings driven by higher revenues for the quarter ended September 2025, with a consensus outlook suggesting a positive earnings picture [1][3] Earnings Expectations - The consensus EPS estimate for Unity Bancorp is $1.28 per share, reflecting a year-over-year increase of +19.6% [3] - Expected revenues are projected to be $31.81 million, which is a 15% increase from the same quarter last year [3] Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' assessments [4] - The Most Accurate Estimate for Unity Bancorp is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.39% [11] Earnings Surprise Prediction - A positive Earnings ESP is a strong indicator of a potential earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [9] - Unity Bancorp currently holds a Zacks Rank of 2, suggesting a high likelihood of beating the consensus EPS estimate [11] Historical Performance - In the last reported quarter, Unity Bancorp exceeded the expected earnings of $1.17 per share by delivering $1.20, resulting in a surprise of +2.56% [12] - The company has successfully beaten consensus EPS estimates in all of the last four quarters [13] Conclusion - Unity Bancorp is positioned as a compelling candidate for an earnings beat, but investors should consider additional factors beyond earnings expectations when making investment decisions [16]