链上支付是未来趋势，Star 首次全景分享 OKX Pay 愿景

Core Insights - The discussion at the Alphas Summit highlighted the future of on-chain payments and the role of OKX Pay in everyday transactions [1][3][4] Group 1: Vision for Crypto Payments - The crypto industry processes trillions of dollars daily, yet most users cannot use cryptocurrencies for simple purchases like food [3] - The achievements of the crypto industry include Bitcoin becoming a global asset and the rise of stablecoins, with over $300 billion in circulation today, expected to reach $1-2 trillion in the next 1-2 years [4][5] - On-chain payments offer a return to peer-to-peer transactions, providing users with more control over their money compared to traditional financial systems [4][5] Group 2: OKX Pay Launch and Features - OKX Pay was recently launched in Singapore, allowing users to make everyday purchases using stablecoins [6][9] - The application supports seamless payments by scanning QR codes and selecting stablecoins like USDC or USDT, simplifying the payment process [7][9] - Users can earn approximately 4% annual yield on stablecoins stored in OKX Pay, with many merchants supporting PayNow QR code payments [10][11] Group 3: Self-Custody and Regulatory Compliance - OKX Pay operates on a self-custody model, allowing users to hold their private keys while ensuring compliance with regulatory requirements [12] - The platform aims to support various stablecoins and facilitate on-chain payments while maintaining user control over their assets [12] - The underlying infrastructure, X Layer, is designed to enhance global, peer-to-peer payments while meeting regulatory standards [12]