The best metal credit cards that look great and help you save

Core Insights - Metal credit cards serve as both a status symbol and a potential long-term value for spending and travel [1] - It is essential to evaluate the rewards and benefits of metal credit cards beyond their aesthetic appeal [1] Summary by Sections Overview of Metal Credit Cards - Metal credit cards are generally made from materials like stainless steel, titanium, and other metal alloys, making them more durable than plastic cards [13] - The first modern metal card was the American Express Centurion Card, introduced in the early 2000s, which set a precedent for luxury metal cards [14] Benefits of Metal Credit Cards - Many metal credit cards offer travel perks, high welcome bonuses, and exclusive benefits such as airport lounge access and trip insurance [22] - The durability of metal cards means they are less likely to fade or break compared to plastic cards [22] Costs and Considerations - Metal credit cards often come with higher annual fees, which can be justified if the cardholder frequently utilizes the card's benefits [22] - Some metal cards have no annual fees, providing options for consumers who may not travel often [19] Choosing the Right Metal Card - Cardholders should prioritize the value offered by a metal card, including welcome offers and ongoing rewards, rather than choosing based solely on aesthetics [20] - Many premium metal cards require a good credit score for approval, which may limit access for those with lower credit ratings [22]