Up 45% in 2025, Is BNB a Better Buy Than XRP?

Core Insights - BNB and XRP have both seen significant gains this year, with BNB up 45% and XRP up 27%, but the underlying reasons for their movements differ greatly [2] BNB Analysis - BNB's utility is primarily as the native coin of the Binance Chain, which is the largest cryptocurrency exchange by volume, positioning it well to capture value [3][4] - BNB holders receive discounts on exchange fees and the coin is used for gas fees, making demand for BNB closely tied to Binance's trading activity [4] - BNB's supply is designed to shrink through an auto-burn mechanism and real-time burning during wallet transfers, which supports its price over time [5] - The growth potential of BNB is limited due to its dependence on Binance's exchange and regulatory environment, as well as competition from larger smart contract platforms like Ethereum [6] XRP Analysis - XRP is also performing well but operates in a larger competitive landscape compared to BNB [7]