节假日出游旅行险迎“全域保障”，自购与统保并行模式成趋势

Core Viewpoint - The article discusses the increasing trend of travel insurance, particularly highlighting government initiatives in regions like Kashgar, Xinjiang, where local authorities provide insurance coverage for tourists to enhance safety and promote tourism [1][4]. Group 1: Government Initiatives - The Kashgar region has implemented a unified travel insurance program for all tourists visiting local attractions, funded by the government with an investment of 5 million yuan [1]. - The insurance covers various risks including accidental death, medical expenses, and property loss, applicable to both local and foreign tourists [1][4]. - Other regions, such as Daming County in Hebei and Wuzhishan City in Hainan, have also introduced similar insurance programs to support tourism and enhance visitor safety [4]. Group 2: Travel Insurance Products - Travel insurance products are increasingly diverse, with options that include personal accident coverage, high-risk sports, and emergency medical assistance [2][3]. - Consumers are advised to select insurance based on their travel needs, such as short trips requiring basic coverage versus long-distance travel needing comprehensive protection [3]. - There are misconceptions about travel insurance, such as the belief that more coverage is always better; it is essential to understand the specific terms and conditions of each policy [3].