HELOC rates today, October 8, 2025: Rates remain at 2025 lows

HELOC rates today average nationally at 8.47% APR. This is the lowest home equity line of credit available so far in 2025. Beginning interest rates, delivered by lenders as an introductory special offer, have also reached new lows for the year over the last week or so. Dig deeper: How to use your home equity to build wealth HELOC rates: Wednesday, October 8, 2025 According to Bank of America, the largest HELOC lender in the country, today's average APR on a 10-year draw HELOC is 8.47%. That is a variab ...