Best Discover credit cards for 2025

Core Insights - Discover credit cards provide valuable rewards with no annual fees, although they may not be widely accepted internationally [1][25] - The Discover it® Cash Back Credit Card is highlighted as the best overall option due to its high rewards rate and benefits [2][4] Summary by Category Card Features - Discover it® Cash Back Credit Card offers a $0 annual fee, a welcome offer that matches all cash back earned in the first year, and a 0% introductory APR for the first 15 months [4][28] - Discover it® Miles Credit Card provides 1.5x miles on every purchase with no minimum spending requirement and a $0 annual fee [8][21] - Discover it® Student Cash Back Credit Card is tailored for students, offering similar benefits to the Cash Back card with a focus on building credit [12][19] Rewards Structure - The Discover it® Cash Back card offers 5% cash back on rotating categories each quarter, up to a maximum of $1,500 in purchases, and 1% on all other purchases [6][23] - The Discover it® Miles card allows for easy earning of miles on all purchases, with a matching offer at the end of the first year [8][22] - The Discover it® Secured Credit Card is designed for those looking to build or rebuild credit, with a $0 annual fee and a similar rewards structure [16][18] Additional Benefits - All Discover cards feature the Unlimited Cashback Match, which matches cash back or miles earned in the first year [21][29] - Discover cards do not charge an annual fee and provide various redemption options, including statement credits and gift cards [34][30] Market Position - Discover is recognized as the 27th largest U.S. bank by consolidated assets as of December 31, 2024, and is set to be acquired by Capital One [26][27]