The 2025 Yahoo Finance Awards: Best credit cards

Core Insights - Yahoo Finance evaluates and compares credit cards to identify the best options for various financial goals, emphasizing that there is no one-size-fits-all card for consumers [1][2] Best Credit Cards by Category - The article presents the top credit cards for 2025 across multiple categories, including cash-back, travel, rewards, 0% APR, balance transfer, student, secured, and business cards [3] Best Cash-Back Credit Card - The Chase Freedom Unlimited is highlighted as the best cash-back credit card, offering a $0 annual fee, a welcome bonus of $200 after spending $500 in the first 3 months, and a rewards structure that includes up to 5% cash back in bonus categories and a minimum of 1.5% on all other purchases [6][7][8] Best Travel Credit Card - The Capital One Venture Rewards Credit Card is recommended for travel, featuring a $95 annual fee, a welcome offer of 75,000 miles after spending $4,000 in the first 3 months, and a rewards rate of 2x miles on every purchase [11][12][14] Best Rewards Credit Card - The Chase Sapphire Preferred Card is noted for its balance of everyday and travel rewards, with a $95 annual fee, a welcome offer of 75,000 bonus points after spending $5,000 in the first 3 months, and a rewards structure that includes 5x points on travel purchased through Chase Travel [16][17][19] Best 0% APR Credit Card - The Blue Cash Everyday Card from American Express is recognized for its 0% introductory APR on purchases for 15 months, a $0 annual fee, and a welcome offer of $200 statement credit after spending $2,000 in the first 6 months [21][22] Best Balance Transfer Card - The Citi Double Cash Card is highlighted for its 0% intro APR on balance transfers for the first 18 months, a $0 annual fee, and a cash-back structure that rewards 2% on every purchase [26][27] Best Student Credit Card - The Discover it Student Cash Back card is recommended for students, offering a $0 annual fee, a welcome offer of cash back matching at the end of the first year, and a rewards structure that includes 5% cash back in rotating categories [29][30][32] Best Secured Credit Card - The Capital One Quicksilver Secured Cash Rewards Credit Card is noted for its $0 annual fee and unlimited 1.5% cash back on every purchase, making it a strong option for building credit [34][35] Best Business Credit Card - The Ink Business Cash Credit Card from Chase is highlighted for its $0 annual fee, a welcome offer of $900 bonus cash back after spending $6,000 in the first 3 months, and a rewards structure that includes 5% cash back on eligible business expenses [39][40][42] Best Airline Credit Card - The New United Explorer Card is recommended for airline rewards, featuring a $0 intro annual fee for the first year, a welcome offer of 60,000 bonus miles after spending $3,000 in the first 3 months, and benefits like free checked bags and priority boarding [44][45][47] Best Grocery Credit Card - The Blue Cash Preferred Card from American Express is noted for its high rewards rate of 6% cash back on U.S. supermarket purchases (up to $6,000 annually), a $0 intro annual fee for the first year, and a welcome offer of $250 statement credit after spending $3,000 in the first 6 months [49][50][51]