东莞公积金提取新政正式落地实施

Core Viewpoint - Dongguan has officially implemented a new policy allowing residents to withdraw housing provident fund for down payments on both new and existing homes, enhancing support for homebuyers [1][3]. Summary by Sections Policy Implementation - The Dongguan Housing Provident Fund Management Center announced the implementation of guidelines for withdrawing housing provident fund to pay for down payments on newly built and existing homes [1][3]. - The new policy allows fund contributors to withdraw amounts not exceeding the down payment specified in the signed purchase contract [3]. Recent Policy Developments - On September 25, Dongguan introduced a new real estate policy, increasing the maximum loan amount for first and second homes to 1.5 million yuan [3]. - The policy expansion to include both new and existing homes was confirmed on September 26, with detailed operational guidelines released in October [3]. Withdrawal Process - The withdrawal process involves several steps, including project registration by developers, application submission by buyers, contract registration, fund transfer, and potential fund return if the purchase contract is invalidated [4][5][6][7][8][9][10][11][12][13][14][15]. - The process is designed to ensure that funds are securely transferred to the seller's account after verification by the notary office [8][11][14].