Zhong Guo Zheng Quan Bao - Zhong Zheng Wang·2025-10-09 04:56Company Overview - New China Life Insurance Company Ltd. is a large national life insurance enterprise established in September 1996, headquartered in Beijing [2] - The company aims to become a leading financial service group centered on insurance, providing comprehensive life insurance products and services through a nationwide sales and service network [2] Business Operations - As of June 30, 2025, the company has an investment balance exceeding 1.21 trillion yuan, with significant growth in various financial sectors, including technology finance and green finance [3] - The company plans to distribute a mid-term cash dividend of 0.67 yuan per share in 2025, totaling approximately 2.09 billion yuan, which represents 14.1% of the net profit attributable to shareholders for the first half of 2025 [4] Life Insurance Business - The company reported a 22.7% year-on-year increase in original insurance premium income, reaching 121.26 billion yuan in the first half of 2025, with new business value growing by 58.4% to 6.18 billion yuan [6] Investment Business - As of June 30, 2025, the company's investment scale reached 1.71 trillion yuan, with an annualized total investment return rate of 5.9% and a comprehensive investment return rate of 6.3% for the first half of 2025 [7] - The company has established and invested in three pilot funds with a total scale of nearly 100 billion yuan, focusing on high-quality listed companies in the secondary market [7] Service Ecosystem - The company has developed a service ecosystem covering over 4 million customers, with a focus on health management and wellness services, including 40 quality health and wellness communities across 28 cities [8] Claims Service - In the first half of 2025, the company processed 2.41 million claims, with total payouts amounting to 7.3 billion yuan, maintaining a daily average of 13,400 claims [9] Channel Development - The individual insurance channel has seen a significant increase in manpower, with nearly 20,000 new agents added, representing a 182% year-on-year growth [10] - The group channel has improved team efficiency, with a 33% year-on-year increase in per capita productivity [11] Product Management - The company offers a diverse range of insurance products, with 198 products available for sale in the first half of 2025, focusing on customer needs throughout their life cycle [13] Technology Empowerment - The company is leveraging digital technology to enhance customer service, with 78% of customer interactions now handled through intelligent services [14] - The "掌上新华" app has introduced intelligent navigation features, expanding its application to over 10,000 scenarios [14]