南京：提高住房公积金贷款最高额度

Core Viewpoint - Nanjing Housing Provident Fund Management Center has announced an increase in the maximum loan limits for housing provident fund loans to support the real estate market and enhance the welfare function of the housing provident fund [1] Group 1: Loan Limit Adjustments - The maximum loan limit for individual contributors has been raised from 500,000 yuan to 800,000 yuan, while the limit for families remains at 1,000,000 yuan [1] - The adjustment focuses on supporting new citizens and young people, reflecting a significant increase in single-person home purchases in Nanjing [1] Group 2: Additional Support Measures - Families with two or more minor children, those participating in the "old for new" housing program, and buyers of new green two-star (or above) housing can have their loan limits increased by 20%, resulting in a maximum loan of 960,000 yuan for individuals and 1,200,000 yuan for families [1][2] - The loan limit increases for multi-child families and those participating in the "old for new" program cannot be combined, nor can the increases for purchasing new green housing and recognized new improved housing [2] Group 3: Implementation Timeline - The new policy will take effect on October 9, 2025, and will remain valid until December 31, 2027 [2] - Loans issued before October 9, 2025, will not be adjusted, while those not yet issued will require borrower consent for any necessary adjustments [2]