I’m 58, divorced and will retire at 60 with $5,300 a month. Is now a good time to buy a house?

Core Insights - The individual has significant retirement savings, including a Roth IRA with $180,000, a 457 plan with $360,000, and a Vanguard brokerage account with $185,000, contributing $1,000 monthly to the brokerage account [5] - The expected retirement income is approximately $5,300 monthly, translating to about $4,750 after taxes, with a tax-free disability pension of $4,110 per month [3] - The individual is considering relocating to Idaho or Texas and has $90,000 in emergency savings, $50,000 in checking, and contributes $400 monthly to a Health Savings Account (HSA) [6] Retirement Plans - The individual is eligible for retirement in 18 months with a full pension from one of two state retirement plans, with the option for a small early penalty on the second plan [2] - Despite a desire to work until at least 63½, physical limitations from military and law enforcement injuries may necessitate an earlier retirement at age 60 [4] Housing Considerations - The individual has lived in an apartment for the last eight years and is contemplating homeownership, expressing a preference for buying a home with cash or a large down payment [8] - There is a consideration of a potential home gift from the individual's mother, which could influence the decision on home purchasing [7]