Hancock Whitney (US:HWC) ZACKS·2025-10-09 14:15Core Insights - Analysts project Hancock Whitney (HWC) will report quarterly earnings of $1.41 per share, a 6% increase year over year, with revenues expected to reach $387.84 million, up 5.5% from the same quarter last year [1] Earnings Estimates - Changes in earnings estimates are crucial for predicting investor reactions, with empirical studies showing a strong relationship between earnings estimate revisions and short-term stock performance [2] Key Metrics Projections - Analysts estimate the 'Net interest margin (TE)' at 3.5%, up from 3.4% year over year [4] - The 'Efficiency Ratio' is projected to be 56.1%, compared to 54.4% in the same quarter last year [4] - 'Average Balance - Total interest earning assets' is expected to reach $32.41 billion, slightly up from $32.26 billion year over year [4] Nonperforming Loans and Assets - 'Total nonperforming loans' are estimated at $94.44 million, up from $82.87 million year over year [5] - 'Total nonperforming assets' are projected to be $121.03 million, compared to $110.60 million last year [5] - 'Total Noninterest Income' is expected to be $102.86 million, an increase from $95.90 million year over year [5] Net Interest Income - 'Net interest income (TE)' is projected at $286.53 million, compared to $274.46 million last year [6] - The overall 'Net Interest Income' is expected to reach $283.83 million, up from $271.76 million in the same quarter of the previous year [6] Additional Income Streams - 'Secondary mortgage market operations' are estimated at $4.13 million, up from $3.38 million year over year [7] - 'Bank card and ATM fees' are projected to be $22.47 million, compared to $21.64 million last year [7] - 'Investment and annuity fees and insurance commissions' are expected to be $10.87 million, slightly down from $10.89 million year over year [8] - 'Other income' is estimated at $17.01 million, down from $18.83 million in the same quarter last year [8] Stock Performance - Over the past month, shares of Hancock Whitney have returned -0.5%, while the Zacks S&P 500 composite has changed by +4% [8]