Citizens & Northern (CZNC) Earnings Expected to Grow: Should You Buy?

Core Viewpoint - Citizens & Northern (CZNC) is expected to report a year-over-year increase in earnings and revenues for the quarter ended September 2025, with the consensus outlook being crucial for assessing the company's earnings picture [1][3]. Earnings Expectations - The consensus EPS estimate for the upcoming report is $0.51 per share, reflecting a year-over-year increase of +24.4% [3]. - Revenues are anticipated to reach $28.9 million, which is a 5.1% increase from the same quarter last year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised down by 47.17%, indicating a bearish sentiment among analysts regarding the company's earnings prospects [4][12]. - The Most Accurate Estimate is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -3.92%, complicating predictions of an earnings beat [12]. Historical Performance - In the last reported quarter, Citizens & Northern was expected to post earnings of $0.47 per share but only achieved $0.40, resulting in a surprise of -14.89% [13]. - The company has only beaten consensus EPS estimates once in the last four quarters [14]. Predictive Indicators - A positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Citizens & Northern currently holds a Zacks Rank of 3, which does not strongly support the likelihood of an earnings beat [12][17].