多城继续优化楼市政策 为市场注入新活力

Core Insights - Multiple cities in China are optimizing housing fund policies to invigorate the real estate market, particularly as the fourth quarter approaches [1][2][3] - The adjustment of housing fund loan limits, such as in Nanjing, aims to support new citizens and young people, reflecting a broader trend of policy enhancements across various cities [1][2] - The recent policy changes are expected to stimulate demand and improve market conditions, with a focus on easing the financial burden on homebuyers [3][4] Group 1: Policy Adjustments - Nanjing has increased the maximum housing fund loan limit for individual contributors from 500,000 yuan to 800,000 yuan, effective until December 31, 2027 [1] - Over 30 cities have introduced new policies allowing the use of housing funds for down payments, including major cities like Beijing, Shanghai, and Guangzhou [2] - Shenzhen buyers are prioritizing a combination of housing fund and commercial loans, indicating a demand for higher loan limits [3] Group 2: Market Impact - The recent policy changes are seen as timely measures to alleviate the repayment pressure on homebuyers and stimulate both first-time and upgrade demand in the second-hand housing market [3] - Cities like Wuhan, Chongqing, and Hefei are implementing new real estate policies targeting supply and demand issues, with Chongqing introducing innovative measures to support housing consumption [3] - The overall trend indicates a shift towards activating demand and optimizing supply, with over 470 policy measures introduced across approximately 200 provinces and cities by the third quarter of 2025 [3]