What to Expect From Brown & Brown's Next Quarterly Earnings Report

Company Overview - Brown & Brown, Inc. (BRO) has a market cap of $31.5 billion and is a leading provider of insurance products and services across the United States, Canada, Ireland, the United Kingdom, and internationally, operating through four segments: Retail, Programs, Wholesale Brokerage, and Services [1] Upcoming Earnings Announcement - The company is expected to announce its fiscal Q3 2025 results on October 27, with analysts predicting an adjusted EPS of $0.90, a decrease of 1.1% from $0.91 in the same quarter last year [2] Financial Performance Expectations - For fiscal 2025, analysts forecast an adjusted EPS of $4.16, representing an 8.3% increase from $3.84 in fiscal 2024, with further growth anticipated to $4.81 in fiscal 2026, a 15.6% year-over-year increase [3] Stock Performance - Over the past 52 weeks, Brown & Brown's shares have declined by 9.4%, underperforming the S&P 500 Index's gain of 16.9% and the Financial Select Sector SPDR Fund's return of 18.4% [4] Recent Earnings Report - In Q2 2025, the company reported an adjusted EPS of $1.03 and revenue of $1.29 billion, but shares fell by 10.4% the following day due to a 10.1% year-over-year decline in income before income taxes to $311 million and a drop in margins from 29.4% to 24.2% [5] Analyst Ratings - The consensus view on BRO stock is cautiously optimistic, with an overall "Moderate Buy" rating from 18 analysts, including five "Strong Buy," one "Moderate Buy," 11 "Hold," and one "Moderate Sell." The average price target is $111.93, indicating a potential upside of 17.1% from current levels [6]