泗阳农商银行成功发放首笔“信易贷”

Group 1 - The core point of the news is the successful issuance of the first "Xinyi Loan" by Siyang Rural Commercial Bank to Suqian Xingchi Bearing Technology Co., Ltd., which alleviates the company's liquidity pressure [1] - "Xinyi Loan" is an innovative pure credit loan product aimed at addressing the financing difficulties faced by small and micro enterprises, particularly those aligned with industrial transformation and possessing good market prospects [1] - The loan product offers a maximum credit limit of 5 million yuan, characterized by no collateral requirements, fast approval, and flexible limits, making it suitable for small enterprises lacking effective collateral [1] Group 2 - Suqian Xingchi Bearing Technology Co., Ltd. specializes in bearing manufacturing and precision component research and development, with products sold to well-known companies such as Midea and Gree [2] - Since its production began in September last year, the company has experienced a continuous increase in order volume, with an expected annual sales revenue of 15 million yuan [2] - Due to the expansion of production scale, the company faced significant pressure on raw material procurement funding, but traditional financing channels were limited due to the lack of owned factory premises [2]