积极信号！重点城市新房成交同比增长

Core Viewpoint - Multiple regions in China have introduced new real estate policies to stabilize the housing market ahead of the National Day holiday, signaling a proactive approach to support homebuyers and stimulate demand [1][3][6]. Policy Initiatives - From September 25 to October 1, cities such as Dongguan, Guangzhou, Shaoyang, Changchun, Ningxiang, Hefei, Wuhan, and Chongqing implemented new housing policies [3][4]. - Guangzhou has optimized its housing provident fund withdrawal policy, allowing contributors to use funds for down payments on various types of housing [3]. - Dongguan has raised the maximum loan amount for first and second homes to 1.5 million yuan and increased support for down payments [4]. Financial Support Measures - Wuhan has also increased the maximum loan amount for first and second homes to 1.5 million yuan and adjusted the loan count recognition standards [4]. - Shaoyang has enhanced the maximum loan amount for families with multiple children and introduced mutual assistance policies for home purchases [4]. - Various cities are offering home purchase subsidies, such as Dongguan providing a subsidy of 2% of the total contract price, capped at 30,000 yuan [5]. Market Performance - During the National Day holiday, new home transactions in key cities showed a year-on-year increase, with Beijing's new residential sales up 52% and Shenzhen's up 22% [6][7]. - However, cities like Guangzhou, Hangzhou, and Chengdu experienced a decline in new home transactions compared to the previous year [6][7]. - The overall market performance during the holiday was described as relatively flat, but high-quality projects in core cities maintained strong interest [7]. Future Outlook - The influx of new quality land from major developers in core cities is expected to support new home sales in the fourth quarter, indicating a continued differentiated market trend [1][7]. - The real estate market is anticipated to see a moderate recovery in transaction activity, although the "price-for-volume" strategy may persist in the short term [7].