238家！最新保险机构法人名单出炉，有哪些新变化

Core Insights - The total number of licensed insurance institutions in China has slightly decreased to 238 as of June 2025, with a notable drop in property insurance companies from 89 to 88, while other categories remain stable [2][3] - The shift of regulatory responsibilities from the Financial Supervision Administration to local regulatory bodies in cities like Beijing, Shenzhen, and Shanghai indicates the implementation of a tiered regulatory framework in the insurance industry [2][5] Group 1: Industry Overview - As of June 2025, the number of various insurance institutions remains stable, with 13 insurance groups, 88 property insurance companies, 75 life insurance companies, 10 pension insurance companies, 7 health insurance companies, 7 reinsurance companies, and 34 insurance asset management companies [3] - The insurance industry has maintained a total number of licensed institutions below 240 for three consecutive years, emphasizing stability as a key theme [3] Group 2: Financial Performance - In the first half of 2025, the insurance industry reported a total premium income of 3.74 trillion yuan, reflecting a year-on-year growth of 5.04%, while claims paid out reached 1.35 trillion yuan, up 8.6%, indicating a balance between reduction in volume and improvement in quality [4] Group 3: Regulatory Changes - A total of 51 insurance institutions have had their regulatory oversight shifted from the central authority to local regulatory bodies, covering various types of insurance companies and asset management firms [5][6] - The Financial Supervision Administration has implemented a tiered regulatory approach, focusing resources on high-risk institutions while easing oversight on lower-risk entities, which is expected to accelerate industry differentiation [6][7]