非车险“报行合一”落地

Core Viewpoint - The National Financial Supervision Administration has issued a notification to strengthen the regulation of non-auto insurance business, emphasizing the "reporting and implementation" requirement for non-auto insurance products [1] Summary by Relevant Sections Regulatory Changes - The notification specifies that non-auto insurance refers to all property insurance business excluding motor vehicle insurance [1] - It mandates strict adherence to approved insurance products and promotes the alignment of non-auto insurance product usage with the approved content [1] Business Management - The notification aims to shift the operational philosophy of property insurance companies from pursuing scale and speed to focusing on quality and efficiency [1] - It requires companies to enhance their information systems and internal control mechanisms to ensure strict financial management from the source [1] Industry Impact - The release of the notification is seen as a comprehensive review and systematic optimization of non-auto insurance regulatory policies [1] - It is expected to foster rational competition, reduce costs, improve efficiency, and enhance the quality and scope of non-auto insurance business, ultimately providing better insurance protection for the public and supporting economic development [1]