国家金融监督管理总局：非车险“报行合一”落地

Core Viewpoint - The National Financial Supervision Administration has issued a notice to strengthen the regulation of non-auto insurance business, emphasizing the need for property insurance companies to improve information systems and internal control mechanisms for better financial management [1] Group 1: Regulatory Changes - The notice specifies the development and use of related products, reinforcing insurance rate management and requiring strict adherence to approved insurance products [1] - It promotes the alignment of non-auto insurance products with their approved content, establishing a clear "reporting and execution" requirement for non-auto insurance [1] Group 2: Business Philosophy Shift - The assessment mechanism is optimized to shift the operational philosophy of property insurance companies from pursuing scale and speed to focusing on quality and efficiency [1] Group 3: Financial Management - The notice mandates property insurance companies to enhance their information systems and strengthen internal control mechanisms to ensure strict financial management from the source [1] Group 4: Industry Development Goals - The release of the notice represents a comprehensive review and systematic optimization of non-auto insurance regulatory policies, aiming to promote rational competition, reduce costs, increase efficiency, and enhance quality in the non-auto insurance sector [1] - It seeks to provide more sufficient and effective insurance protection for the public and support economic and social development [1]