Earnings Preview: What To Expect From PayPal Holdings’ Report

Core Insights - PayPal Holdings, Inc. is valued at $71.3 billion and has been a leader in the fintech industry for over two decades, with its mobile payment service Venmo particularly popular among younger generations [1] Financial Performance - PayPal is set to announce its third-quarter results on October 28, with analysts expecting an adjusted EPS of $1.20, remaining flat year-over-year [2] - For the full fiscal year 2025, PayPal's adjusted EPS is projected to be $5.24, reflecting a 12.7% increase from $4.65 in fiscal 2024, and a further increase to $5.79 per share in fiscal 2026, representing a 10.5% year-over-year growth [3] Stock Performance - Over the past 52 weeks, PayPal's stock has declined by 6.2%, underperforming the Financial Select Sector SPDR Fund's 18% increase and the S&P 500 Index's 17.4% gains [4] - Following the release of its Q2 results on July 29, PayPal's stock price dropped by 8.7%, despite reporting a 5% year-over-year revenue increase to $8.3 billion and a non-GAAP EPS rise of 18% to $1.40, which exceeded expectations [5] Analyst Sentiment - The consensus rating for PayPal is "Moderate Buy," with 41 analysts providing a mix of recommendations: 12 "Strong Buys," 2 "Moderate Buys," 24 "Holds," and 3 "Strong Sells." The mean price target is $80.66, indicating a modest 6% upside potential from current levels [6]