Exploring Analyst Estimates for Home BancShares (HOMB) Q3 Earnings, Beyond Revenue and EPS

Core Viewpoint - Home BancShares (HOMB) is expected to report a quarterly earnings per share (EPS) of $0.60, reflecting a year-over-year increase of 20%, with revenues projected at $270.43 million, a 4.8% increase compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has remained unchanged over the last 30 days, indicating that analysts have not reassessed their initial estimates during this period [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Financial Metrics - Analysts predict that the 'Net Interest Margin' will reach 4.5%, up from 4.3% a year ago [5]. - The 'Efficiency Ratio' is estimated at 41.2%, slightly down from 41.4% in the same quarter last year [5]. - The consensus for 'Total non-performing loans' is $85.58 million, a decrease from $101.10 million year-over-year [5]. - The 'Average balance - Total interest-earning assets' is expected to be $20.14 billion, down from $20.23 billion a year ago [6]. - The estimated 'Total non-performing assets' is $131.50 million, compared to $144.21 million last year [6]. - 'Net Interest Income' is projected to be $224.38 million, an increase from $215.22 million in the same quarter last year [7]. - 'Total Non-Interest Income' is expected to reach $43.47 million, up from $42.78 million a year ago [7]. - 'Net Interest Income (FTE)' is forecasted at $226.72 million, compared to $217.84 million last year [8]. Stock Performance - Over the past month, Home BancShares shares have declined by 5.4%, while the Zacks S&P 500 composite has increased by 3.5% [8]. - Based on its Zacks Rank 3 (Hold), HOMB is expected to perform in line with the overall market in the near future [8].