新华社权威快报 | 非车险“报行合一”落地

Core Viewpoint - The National Financial Supervision Administration has issued a notice to strengthen the regulation of non-auto insurance business, aiming to enhance rate management and optimize assessment mechanisms for better quality and efficiency in the sector [3]. Group 1: Regulatory Changes - The notice specifies that non-auto insurance refers to all property insurance business excluding vehicle insurance [3]. - It mandates strict adherence to approved insurance products and promotes the alignment of non-auto insurance product usage with the filing content, establishing a "reporting and implementation" requirement [3]. Group 2: Business Management - The notice encourages property insurance companies to shift their operational philosophy from pursuing scale and speed to focusing on quality and efficiency [3]. - It requires companies to improve their information systems and internal control mechanisms to ensure strict financial management from the source [3]. Group 3: Industry Impact - The issuance of the notice represents a comprehensive review and systematic optimization of non-auto insurance regulatory policies, promoting rational competition, cost reduction, efficiency enhancement, and quality improvement in the non-auto insurance sector [3]. - The goal is to provide more sufficient and effective insurance protection for the public and support economic and social development [3].