山东国寿如何织密保障网?——从胶东小村庄里看保险普惠大图景
Qi Lu Wan Bao·2025-10-11 01:53

Core Insights - The article highlights the positive impact of the "Silver Age Health Insurance" and "Women's Health" insurance programs by China Life Insurance in rural areas, particularly in Yantai, Shandong Province, showcasing how these initiatives provide financial security and peace of mind to vulnerable populations [1][2][3] Group 1: Insurance Programs - "Silver Age Health Insurance" targets individuals aged 50 and above, addressing the gap in accidental injury coverage for the elderly, and has provided risk protection for over 690 million elderly individuals in Yantai since its launch in 2008, with a total risk coverage exceeding 3.55 trillion yuan [3][4] - The "Women's Health" program, which is closely linked to cancer screening initiatives, has expanded its coverage from 720,000 to over 2 million women in Shandong, effectively alleviating the financial burden associated with specific diseases [3][4] Group 2: Real-Life Impact - The timely compensation received by policyholders, such as 5,700 yuan for an elderly woman who suffered a fall, illustrates the immediate benefits of these insurance products, significantly easing financial stress for low-income individuals [2][3] - The psychological comfort provided by these insurance programs is emphasized, as beneficiaries report feeling supported and less anxious when facing health challenges, demonstrating the broader social value of insurance in rural communities [3][5] Group 3: Community Engagement - The article notes that China Life Insurance also offers accident insurance to workers in agricultural cooperatives, contributing to the overall safety and security of those involved in rural economic activities [4][5] - The grassroots approach of using local broadcasts to promote insurance awareness has effectively engaged the community, making insurance a tangible and relatable concept for villagers [5]