绍兴:上调住房公积金贷款最高额度,调整青年人认定标准
Feng Huang Wang·2025-10-11 01:50

Core Points - Shaoxing City has introduced policies to optimize housing support, including increasing the maximum housing provident fund loan limit and supporting the renovation of old communities [1] - The maximum loan limit for dual-contributing households has been raised from 1.2 million to 1.3 million yuan, while the limit for single-contributing households remains at 800,000 yuan [1] - The recognition criteria for new citizens and youth have been relaxed, extending the residency requirement for new citizens from 3 years to 5 years and raising the age limit for youth from under 35 to under 45 [1] Group 1 - The maximum housing provident fund loan limit for dual-contributing households is now 1.3 million yuan [1] - Single-contributing households can still apply for a maximum loan of 800,000 yuan, with no changes made [1] - The policy supports the extraction of personal housing provident fund account balances for renovations in old communities, allowing withdrawals up to the total actual costs borne by the family [1] Group 2 - The adjustment in recognition standards will benefit both housing fund withdrawals and loans [2] - The annual withdrawal limit is generally capped at 24,000 yuan per person, with allowances for multi-child families, high-level talents, and youth [2] - The loan amount can be increased by 30% for new citizens and youth applying for their first home loan [2]