15省份二手房交易量超新房，750万套住房解决“交付难”

Core Insights - The Ministry of Housing and Urban-Rural Development emphasizes the expansion of the existing housing market, with 15 provinces exceeding new home transactions in the past five years [1] - During the 14th Five-Year Plan, various measures will be implemented to reduce housing costs, including lowering down payment ratios and interest rates for housing provident funds and commercial bank loans, as well as providing tax incentives for home exchanges [1] - A multi-tiered housing security system has been established to address the basic housing needs of vulnerable groups, including public rental housing and affordable housing [1] Group 1 - The existing housing market has seen significant growth, with over 15 provinces reporting higher transaction volumes for second-hand homes compared to new homes [1] - The government plans to implement various policies to lower the cost of home purchases, including tax reductions and subsidies tailored to local conditions [1] - A comprehensive housing security system has been developed to cater to different demographics, ensuring that the needs of new citizens and young people are met [1] Group 2 - A three-tiered working group has been established to ensure the delivery of homes, holding local governments, real estate companies, and financial institutions accountable [2] - Projects that meet certain criteria will receive financing support to ensure timely construction and delivery, while insolvent projects will undergo bankruptcy restructuring [2] - Over 7.5 million homes that were sold but not delivered have been successfully handed over, protecting the rights of homebuyers [2]