住建部发声！事关房地产市场，全国“白名单”项目贷款审批金额已经超过7万亿元

Core Insights - The current phase of urbanization in China is shifting from rapid growth to stable development, focusing on improving existing urban infrastructure rather than expanding new areas [1] - The Ministry of Housing and Urban-Rural Development (MOHURD) aims to implement the "14th Five-Year Plan" effectively and is preparing for the "15th Five-Year Plan" to enhance urban living conditions and promote modern city development [1] Summary by Sections Housing Market Performance - During the "14th Five-Year Plan" period, approximately 5 billion square meters of new residential properties were sold nationwide [2] - The transaction volume of second-hand housing has surpassed that of new homes in 15 provinces, regions, and municipalities [2] - Over 7 million units of unsold housing have been delivered, ensuring the rights of homebuyers are protected [3] Urban Development Initiatives - More than 240,000 old urban communities have been renovated, benefiting over 110 million residents [4] - The MOHURD has initiated 2,387 urban village renovation projects, creating over 2.3 million units of resettlement housing [4] - A total of 840,000 kilometers of underground pipelines have been upgraded, enhancing urban safety and resilience [4] Financing and Policy Support - The national "white list" project loan approval amount has exceeded 7 trillion yuan, facilitating financing for housing projects [5][6] - The MOHURD has implemented various supportive measures for homebuyers, including lowering down payment ratios and interest rates, as well as providing tax incentives for housing transactions [2][6] Future Planning - The MOHURD is actively preparing the "15th Five-Year Plan" for housing development, focusing on aligning housing supply with population changes and optimizing land and financial resource allocation [7] - The ministry aims to establish a new model for real estate development that promotes high-quality growth and a balanced supply-demand structure [7]