鲁信小贷：助力县域富民增收，“贷”动乡村振兴新动能

Core Viewpoint - Financial support is crucial for activating rural industries and increasing farmers' income in the context of promoting rural revitalization and building a strong agricultural nation [1][3]. Financial Support Initiatives - Shandong Lixin Microfinance Co., Ltd. (referred to as "Lixin Microfinance") has launched the "Rural Revitalization Industry Loan" to align with national policies and provide continuous financial support to agricultural operators [1][4]. - The company employs an innovative financial service model that strengthens industry chain support and broadens income paths for farmers, embodying the mission of "finance for the people" [1][4]. Loan Implementation and Impact - Since its launch in April 2024, Lixin Microfinance has disbursed a total of 428 million yuan, supporting various industries including rural tourism, fruit wholesale, and goat farming [4]. - The initiative aims to bolster county-level growth industries, enhancing the connection between industry development and farmer income [4][8]. Case Study: Goat Farming Industry - The "Goat Industry Loan" is a specific product developed to support local goat farming, providing 30 million yuan in comprehensive credit to local farmers and businesses [6][7]. - This product covers the entire industry chain from breeding to sales, positioning goat farming as a key economic driver in the region [6][7]. Risk Management and Support Mechanisms - Lixin Microfinance has established a "three-in-one" risk management mechanism involving government, insurance, and farmers to mitigate risks in the livestock sector [7]. - The company promotes a stable cooperation model between leading enterprises and farmers to ensure that farmers can focus on production without worrying about sales [7]. Future Directions - Lixin Microfinance plans to continue enhancing its "Industry Loan" offerings to support the integration of primary, secondary, and tertiary industries in rural areas [8]. - The goal is to make the "Industry Loan" a new engine for farmers' income growth and to help local specialties become a key to wealth for rural communities [8].