三方面着手让农业“家当”变“活钱”

Core Viewpoint - The transformation of facility agriculture is undergoing a shift towards scale, greening, and intelligence, which enhances resource utilization and land productivity, thereby supporting national food security and supply of important agricultural products [1][2]. Group 1: Financial Support for Facility Agriculture - Facility agriculture requires significant capital investment, and many new agricultural operators face liquidity shortages, hindering high-quality development [1]. - Local governments are accelerating the integration of high-standard farmland and facility agriculture, with financial subsidies and special bond funds providing substantial support, attracting more social capital and financial resources to the agricultural sector [1][2]. - There is a need to address the challenge of modern agricultural facilities not being eligible as collateral for bank loans, which limits financial support for facility agriculture [1]. Group 2: Recommendations for Improvement - Strengthening property rights at the local government level is essential, including expediting the certification of agricultural facilities to enable them to serve as collateral for financing [1][2]. - Establishing a professional agricultural facility valuation system and a transaction platform can enhance the operability of mortgage loans and improve the efficiency of financial resource matching [2]. - Financial institutions should innovate financial products and loan services tailored to facility agriculture, such as "greenhouse loans" and "greenhouse rights mortgage loans," while optimizing approval processes and incorporating agricultural insurance and guarantee mechanisms [2]. Group 3: Future Outlook - A multi-layered, comprehensive, and sustainable rural financial service system is gradually being established, which is crucial for the development of modern agriculture [2]. - The awakening of dormant agricultural assets and the smooth flow of financial resources to the agricultural sector will lead to a brighter future for modern facility agriculture, contributing to rural revitalization and the construction of a strong agricultural nation [2].