住建部：我国城镇化转向存量提质阶段 "十四五"住房工作成效显著

Core Viewpoint - China's urbanization is transitioning from a rapid growth phase to a stable development phase, with a focus on improving existing urban infrastructure rather than large-scale expansion [1] Group 1: Housing Policy and Market Regulation - The Ministry of Housing and Urban-Rural Development (MOHURD) emphasizes tailored policies for different cities, granting local governments autonomy in real estate market regulation to support reasonable housing consumption [3] - Measures to reduce housing costs include lowering down payment ratios and interest rates for housing provident funds and commercial bank loans, implementing tax incentives for housing exchanges, and providing local subsidies [3] - During the 14th Five-Year Plan, approximately 5 billion square meters of new residential properties were sold nationwide, with 15 provinces and cities reporting higher transaction volumes in second-hand housing than new homes [3] Group 2: Housing Delivery and Rights Protection - MOHURD is committed to protecting the legal rights of homebuyers and has initiated a "guaranteed delivery" program, establishing a three-tiered working group to ensure accountability among local governments, real estate companies, and financial institutions [3] - Over 7.5 million units of sold but undelivered housing have been successfully delivered, reinforcing the protection of homebuyers' rights [3] Group 3: Urban Development and Infrastructure Improvement - During the 14th Five-Year Plan, MOHURD has implemented 2,387 urban village renovation projects, providing over 2.3 million units of resettlement housing, and has initiated the renovation of 17,500 old urban houses [4] - More than 240,000 old urban communities have been renovated, benefiting over 40 million households and 110 million residents, alongside the renovation of 840,000 kilometers of underground pipelines [4] Group 4: Real Estate Development System Reform - MOHURD has reformed the real estate development, financing, and sales systems, clarifying the legal responsibilities of project companies and prohibiting the misappropriation of funds [4] - A city real estate financing coordination mechanism and a project "white list" system have been established, with over 7 trillion yuan approved for loans to "white list" projects [4] Group 5: Future Planning and Development Goals - MOHURD plans to develop supporting documents based on the "Opinions on Promoting High-Quality Urban Development" and is actively preparing the 15th Five-Year Housing Development Plan [5] - The focus will be on urban connotative development and urban renewal, aiming to create a new pattern of real estate development characterized by a sound supply system, reasonable resource allocation, standardized regulatory systems, and stable industry operations [5]