My sister is 65. She has $80,000 in bonds and savings, and $2,600 a month in Social Security. Can she retire?

Core Insights - The individual in question plans to retire at age 65 with a monthly income of $2,600 from Social Security and pension, while having monthly expenses of $1,700, indicating a potential surplus post-retirement [1][5] - Current financial assets include $40,000 in Treasury bonds, $20,000 in savings, and $20,000 in a 401(k), totaling $80,000 saved for retirement [2][4] - The individual owns a condo valued at $300,000, which will be paid off in three years, contributing to a net worth of $380,000 [1][4] Financial Considerations - The individual may need to work part-time during retirement to maintain a comfortable lifestyle, as current savings may not fully cover expenses, especially considering inflation and longevity risks [2][4][5] - A significant portion of the retirement savings, specifically $40,000, is not invested in stocks, which may limit growth potential over the long term [6] - The strategy of withdrawing 4% annually from the stock investments could sustain the individual financially, but the additional income from part-time work is emphasized as beneficial [7]