通过多元化配置实现长期资产增值

Core Viewpoint - The article emphasizes the importance of "fixed income +" products, which primarily invest in fixed income assets while incorporating a small portion of equity assets to enhance returns, aiming for stable long-term asset appreciation [1][2] Group 1: Investment Strategy - "Fixed income +" products are categorized based on equity allocation: medium volatility with 10%-20% equity and high volatility with over 20% equity [1] - The current economic environment shows weak traditional economic cycles, but sectors like technology, manufacturing, innovative pharmaceuticals, exports, and consumption have long-term growth potential [1] Group 2: Asset Allocation - Financial asset allocation is deemed crucial for residents, with low-risk interest rates expected to remain in a low range, making it difficult for a trend reversal in the short term [1] - The article suggests that single asset allocation may not yield stable and favorable returns over the long term, highlighting the need for diversified strategies [1] Group 3: Product Management - "Fixed income +" products require refined management to control volatility and achieve excess returns, catering to different risk appetites [2] - The focus is on providing stable strategies that match risk and return, selecting high-probability individual bonds and stocks within each product's asset allocation framework [2]