住房城乡建设部：加快构建房地产发展新模式 改革完善房地产开发融资销售制度

Core Viewpoint - The Ministry of Housing and Urban-Rural Development is accelerating the establishment of a new model for real estate development, focusing on reforming and improving the financing and sales systems in the real estate sector [1][2]. Group 1: Achievements During the 14th Five-Year Plan - During the 14th Five-Year Plan, approximately 5 billion square meters of new commercial residential space were sold nationwide [1]. - Over 11 million units of various types of affordable housing and urban renewal projects were constructed, benefiting more than 30 million people [1]. - More than 240,000 old urban communities were renovated, impacting over 40 million households and 110 million individuals [1]. Group 2: Reform Initiatives - The establishment of a "people, housing, land, and finance" linkage mechanism is a key initiative to ensure the stable and healthy development of the real estate market [2]. - Local governments are guided to develop housing plans based on population changes, ensuring a scientific arrangement of land supply and financial resource allocation [2]. - The traditional "three highs" model in real estate development is deemed unsuitable for current conditions and requires transformation [2]. Group 3: Financing and Sales Regulations - Project companies are required to exercise independent legal rights, and investors are prohibited from misappropriating funds before project delivery [3]. - A "white list" system for project financing has been established, with over 7 trillion yuan approved for loans to "white list" projects, ensuring the construction and delivery of commercial housing [3]. - The promotion of "现房销售" (selling existing houses) is being actively pursued to mitigate delivery risks and protect buyers' rights [3]. Group 4: Future Plans - During the 15th Five-Year Plan, the Ministry will continue to collaborate with relevant departments to implement tasks aimed at creating a new model for real estate development [4]. - The goal is to establish a sound supply system, reasonable resource allocation, standardized regulatory frameworks, and stable industry operations to promote high-quality development in the real estate sector [4].