半年少了225家银行业金融机构，仅一类数量增加

Core Insights - The National Financial Supervision Administration has disclosed the latest list of banking institutions, showing a total of 4,070 banking institutions as of June 2025, a decrease of 225 from the end of 2024 [1][3][5] Group 1: Banking Institutions Overview - The list includes 1 development financial institution, 2 policy banks, 6 large state-owned commercial banks, and 12 joint-stock commercial banks among others [3][4] - The most significant reduction was observed in rural financial institutions, which decreased by 222 in total, including 98 village banks, 58 rural commercial banks, 57 rural credit cooperatives, 6 rural mutual aid societies, and 3 rural cooperative banks [5][8] - The only increase in the number of institutions was the establishment of Zhejiang Yin Wealth Management Co., Ltd., approved to commence operations on January 24 this year [5][6] Group 2: Trends in Rural Financial Institutions - As of June 2025, there are 1,505 rural commercial banks, down by 58 from the end of 2024; 20 rural cooperative banks, down by 3; 401 rural credit cooperatives, down by 57; 15 rural mutual aid societies, down by 6; and 1,440 village banks, down by 98 [8][9] - The trend indicates an accelerated reduction in rural financial institutions, with significant reforms and risk management efforts being implemented in recent years [8][9] Group 3: Regulatory Focus and Future Directions - The Financial Supervision Administration has prioritized accelerating the reform and risk management of small and medium-sized financial institutions as a key regulatory task for 2025 [9] - The government work report emphasizes market-oriented and legal principles to address risks in local small and medium-sized financial institutions through various measures, including capital supplementation, mergers, and market exits [9]