金融支持减污降碳协同创新的白银实践

Core Viewpoint - The initiative for pollution reduction and carbon emission reduction is crucial for achieving carbon peak and carbon neutrality, as well as for promoting a comprehensive green transformation of economic and social development. The Baiyin High-tech Zone in Gansu has been selected as a pilot for collaborative innovation in pollution reduction and carbon reduction by the Ministry of Ecology and Environment in 2024 [1] Summary by Sections Main Practices and Achievements - A multi-party collaborative mechanism has been established, forming a working group led by the People's Bank of China Baiyin Branch, which includes various local institutions. This mechanism promotes horizontal connectivity, vertical integration, and internal-external collaboration [2] - A "carbon reduction equals cost reduction" mechanism has been implemented to promote the expansion of green loans. Financial institutions are guided to provide preferential terms for loans to enterprises engaged in pollution reduction and carbon reduction [2] - An information-sharing mechanism has been developed, resulting in the establishment of a project database containing 60 pollution reduction and carbon reduction projects, with 85% of these projects achieving financing connections, totaling 11.46 billion yuan in credit and 1.64 billion yuan in loans disbursed [3] - A demonstration mechanism has been established with the formulation of the "Copper Industry Transformation Financial Implementation Guidelines," which provides reference for enterprises and financial institutions in recognizing transformation projects [3] - An innovative "credit for innovation" financing mechanism has been explored to enhance financing credibility for enterprises in industrial parks, addressing financing difficulties [3] - A financing supervision and coordination mechanism has been implemented to provide close service and direct engagement with enterprises, ensuring effective financial support for pollution reduction and carbon reduction [4] Existing Issues - High risks associated with pollution reduction and carbon reduction projects make evaluation challenging. Many enterprises lack comprehensive pollution monitoring systems, complicating data acquisition and risk assessment [5] - Insufficient innovation in financial products and services, along with inadequate incentive mechanisms, limits the depth and breadth of financial support for pollution reduction and carbon reduction projects [5] - A shortage of talent in the transformation finance sector and difficulties in implementing transformation finance standards hinder progress [6] Recommendations - Improve carbon emission information disclosure by enterprises and establish evaluation mechanisms for transformation finance projects. Strengthening regulatory oversight and developing a unified carbon emission data monitoring platform are recommended [7] - Innovate financial products and services while optimizing incentive mechanisms for financial institutions. The government could establish special funds to support collaborative innovation projects in pollution reduction and carbon reduction [8] - Promote the implementation of local transformation finance standards and enhance the training of interdisciplinary talent to support the development and execution of these standards [8]