“蚂蚁理财金选”升级全平台工具：统一基金分析指标，新增能涨抗跌赛道

Core Insights - Ant Group's "Ant Financial Gold Selection" has introduced a new "can rise and resist fall" category focusing on relatively low-volatility active funds, enhancing the investment experience for users [1][4] - The platform's methodology is now applied across all funds, providing tools for multi-dimensional analysis of fund performance [1][7] Market Performance - As of the end of September, the CSI 300 Index has risen by 17.9% year-to-date, while the average return of equity funds is 33.27% [2] - Ant Group advocates for balanced asset allocation, suggesting investors consider both high-return assets and stable investments to manage volatility [2][4] Fund Categories and Strategies - "Gold Selection" currently covers four main types of funds: active funds, index funds, pure bond funds, and "fixed income+" funds, with a focus on diversified asset allocation [4][6] - The introduction of the "can rise and resist fall" category aims to meet the demand for stable active funds, suitable for core portfolio allocation in volatile markets [4][6] Performance Metrics - The average return of "Gold Selection" active funds is 34.52%, outperforming the industry average for equity funds [6] - The "high-yield fixed income+" category has a return-to-drawdown ratio 2.5 times higher than the industry average since its launch [6] Transparency and User Experience - The upgraded fund analysis tool enhances transparency, allowing investors to see key performance indicators and detailed research reports for selected funds [7] - Investors holding "Gold Selection" active funds have a 17% higher probability of positive returns compared to non-selected funds, with a 7.8% higher holding return [7] Long-term Performance - Since its launch in January 2019, "Gold Selection" active funds have achieved a cumulative return of 124.41%, significantly outperforming the cumulative return of 95.86% for consistently investing in "champion funds" during the same period [7]