Core Insights - The Wenzhou Comprehensive Financing Rate Index for September 2025 is reported at 13.53%, showing a month-on-month decrease of 0.69% and a year-on-year increase of 0.68% [1] - The total financing amount in September reached 4.136 billion, reflecting a month-on-month increase of 22.26% and a year-on-year increase of 38.29% [1] - The number of transactions in September was 14,783, with a month-on-month increase of 53.72% and a year-on-year increase of 139.83% [1] Financing Structure - In September, small-scale financing (below 1 million) accounted for 55.71% of the total, medium-scale financing (1 million to 5 million) for 30.64%, and large-scale financing (above 5 million) for 13.65% [1] - The proportion of large-scale financing decreased by 7.60 percentage points month-on-month, while small and medium-scale financing proportions increased by 6.62 and 0.98 percentage points, respectively [1] Interest Rates - The financing interest rate for market entities in Wenzhou was 16.72%, down by 0.89 percentage points month-on-month [1] - The social direct lending rate was 8.95%, decreasing by 0.35 percentage points month-on-month, while the financing guarantee fee rate increased by 0.05 percentage points to 0.39% [1] Financing Terms and Uses - The lowest interest rate for a one-month term was 7.07%, while the highest for a one-year term was 19.83% [2] - One-year term loans dominate the market, accounting for 73.93% of transactions [2] - The primary use of financing in September was for business loans, which made up 87.93% of the total, followed by bridge loans at 11.59% and personal consumption at 0.48% [2] - The financing distribution across industries included 56.02% for other industries, 23.49% for manufacturing, 10.83% for services, 6.85% for agriculture, and 2.81% for real estate [2]
浙江温州9月民间融资综合利率环比下降0.69%
Xin Hua Cai Jing·2025-10-13 05:22