低利率时代，“低波固收 +” 正当时！富国稳健添荣今日首发→

Core Viewpoint - The investment landscape is shifting towards "low-volatility fixed income +" products, which combine bonds as a stable base with a small allocation to equities for enhanced returns, appealing to investors seeking stability with some growth potential [1][2][3] Market Trends - The yield on pure bond products has been declining, with medium to long-term pure bond funds averaging only 0.34% returns this year, while short-term pure bond funds are at 0.91% [2] - In contrast, "equity-inclusive" fixed income products have performed well, with secondary bond funds averaging a 4.7% increase, mixed bond funds at 5.62%, and convertible bond funds soaring by 18.98% [2] Product Features - The newly launched "Fuguo Stable Growth Bond Fund" emphasizes a strategy of 80% bond allocation and 20% equity to balance stability and growth [5] - The bond portion focuses on short to medium duration, high-grade credit bonds to minimize risk, while the equity portion targets undervalued blue-chip stocks with high dividend yields [5][6] - The fund incorporates a flexible "toolkit" allowing for ETF investments to capitalize on short-term opportunities in high-volatility sectors [6] Risk Management - The fund employs a three-tiered risk control mechanism, including valuation control, dynamic rebalancing, and individual stock monitoring to mitigate potential losses [8] Management Expertise - The fund is managed by Zhu Chenjie, who has 12 years of experience and a strong track record in various bond fund categories, enhancing the fund's credibility [9][12] Target Audience - The fund is suitable for investors with cash savings seeking better returns than traditional savings accounts, those wary of stock market volatility, and individuals looking for a stable asset allocation tool [13]