保障“三秋”农业生产，山东保险业多措并举应对持续阴雨

Core Viewpoint - The insurance industry in Shandong province is actively responding to adverse weather conditions affecting agricultural production by implementing a comprehensive risk management system that emphasizes prevention over compensation, utilizing technology, resource integration, and collaboration between government and enterprises [1][2][3][4][5] Group 1: Risk Management Initiatives - Shandong insurance companies have established a full-process risk reduction service system covering pre-disaster warning, emergency response during disasters, and post-disaster claims [1] - The implementation of rapid compensation measures includes guidelines for quick claims processing and pre-payment operations, aiming to complete 90% of claims by the end of October [1][4] - Companies have deployed over 1,000 frontline service personnel, more than 300 service vehicles, and 145 drones to enhance their response capabilities [1] Group 2: Technological Integration - Pacific Insurance has utilized remote sensing technology to monitor crop conditions across 6.6 million acres, providing services to over 600,000 households [2] - The use of drones and remote sensing for precise damage assessment has enabled rapid claims processing, with some payments being completed within 24 hours [2][3] - Ping An Insurance has developed an app to deliver disaster warnings and recovery guidelines to insured farmers, enhancing communication and response [3] Group 3: Collaborative Efforts - China Life Insurance has created a three-dimensional defense system that includes innovative insurance products covering the entire lifecycle of crops, and has coordinated with agricultural experts for on-site guidance [4] - Sunshine Insurance has implemented a closed-loop management system for flood prevention materials, ensuring effective training and maintenance for equipment [5] - The insurance industry is working closely with government agencies to enhance disaster prevention measures, such as establishing machinery reserves and improving drainage systems [5]