Glacier Bancorp(US:GBCI) ZACKSยท2025-10-13 14:16Core Viewpoint - Analysts project that Glacier Bancorp (GBCI) will report quarterly earnings of $0.61 per share, reflecting a year-over-year increase of 35.6%, with revenues expected to reach $257.05 million, up 19.6% from the same quarter last year [1]. Earnings Projections - Over the past 30 days, the consensus EPS estimate has been adjusted downward by 5.2%, indicating a reassessment by covering analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Metrics Forecast - The consensus estimate for the 'Efficiency Ratio' is 61.4%, down from 64.9% a year ago [5]. - 'Non-accrual loans' are expected to reach $39.57 million, compared to $15.94 million reported in the same quarter last year [5]. - Analysts estimate 'Total non-performing assets' at $47.99 million, up from $28.12 million a year ago [5]. - 'Average Balances - Total earning assets' are projected to be $26.86 billion, an increase from $25.87 billion in the same quarter last year [6]. - 'Total Non-Interest Income' is expected to be $34.36 million, slightly down from $34.70 million a year ago [6]. - 'Net Interest Income' is forecasted at $222.40 million, compared to $180.23 million last year [7]. - 'Gain on sale of loans' is expected to reach $5.16 million, up from $4.90 million a year ago [7]. - 'Net interest income (tax-equivalent)' is projected to be $227.81 million, compared to $184.23 million last year [7]. Stock Performance - Glacier Bancorp shares have decreased by 5.6% over the past month, contrasting with a +0.4% change in the Zacks S&P 500 composite [8]. - With a Zacks Rank 4 (Sell), GBCI is anticipated to underperform the overall market in the near term [8].