Simmons First National (US:SFNC) ZACKS·2025-10-13 14:16Core Viewpoint - Analysts project that Simmons First National (SFNC) will report quarterly earnings of $0.48 per share, reflecting a year-over-year increase of 29.7% and revenues of $228.9 million, up 30.9% from the same quarter last year [1] Earnings Estimates - There has been no revision in the consensus EPS estimate for the quarter over the last 30 days, indicating that analysts have maintained their initial forecasts [2] - Changes in earnings estimates are crucial for predicting investor reactions to the stock, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3] Key Metrics Projections - Analysts expect 'Total nonperforming assets' to be $160.32 million, up from $104.31 million in the same quarter last year [5] - The 'Efficiency Ratio' is projected to reach 59.6%, a significant improvement from 75.7% reported in the same quarter last year [5] - 'Total nonperforming loans' are expected to be $150.16 million, compared to $101.70 million a year ago [6] - 'Total interest earning assets (FTE) - Average Balance' is estimated at $21.45 billion, down from $23.87 billion in the same quarter last year [6] - 'Net Interest Income - FTE' is projected at $188.51 million, up from $164.11 million a year ago [7] - 'Total Non-Interest Income' is expected to be $43.96 million, slightly down from $45.52 million in the previous year [7] - The combined estimate for 'Net Interest Income' is $184.99 million, compared to $157.71 million last year [7] Stock Performance - Over the past month, Simmons First National shares have declined by 9.9%, while the Zacks S&P 500 composite has increased by 0.4% [8] - With a Zacks Rank of 2 (Buy), SFNC is expected to outperform the overall market in the upcoming period [8]